Auto Accident Injury Care in Englewood, FL
If you have been in a car accident, you have only 14 days to seek medical treatment under Florida law to preserve your full PIP benefits. Dr. Plummer specializes in auto accident injuries — same-day appointments available, 7 days a week.
We can provide transportation or come to your home — call now.
14 Days
That is All You Get
Under Florida law, you must seek qualified medical treatment within 14 days of your auto accident, or your Personal Injury Protection (PIP) benefits may be reduced from $10,000 to just $2,500.
Do Not Lose Your Benefits — Act Fast
Florida is a no-fault state, which means every driver with Florida insurance carries Personal Injury Protection (PIP) coverage. This coverage pays for your medical treatment regardless of who caused the accident — up to $10,000.
However, Florida statute 627.736 requires that you receive initial medical treatment within 14 days of the accident date. If you miss this window, your available PIP benefits drop from $10,000 to only $2,500, and you may lose coverage for non-emergency conditions entirely.
As a licensed chiropractor and qualified medical provider under Florida PIP law, Dr. Plummer can document your injuries and initiate treatment immediately — ensuring your benefits are fully protected. We handle all PIP billing and documentation directly with your insurance company.
"Even if you feel fine after an accident, many injuries — especially whiplash and soft tissue damage — can take hours or days to appear. Getting evaluated within 14 days protects both your health and your financial recovery."
— Dr. Gary Plummer, D.C.
What to Do After an Auto Accident
Call 911 & Report
Always file a police report, even for minor accidents. This creates an official record that protects you legally and with insurance.
Document Everything
Take photos of vehicle damage, the accident scene, and any visible injuries. Get contact info from witnesses and the other driver.
Seek Medical Care
See a qualified medical provider within 14 days. Dr. Plummer can evaluate hidden injuries, document your condition, and start treatment immediately.
Notify Your Insurance
Report the accident to your insurance company promptly. We handle all PIP billing and documentation for you — no out-of-pocket cost.
Common Auto Accident Injuries
Even low-speed collisions (as slow as 5 mph) can cause serious injury. These are the most common conditions we diagnose and treat after car accidents.
Whiplash
The most common auto accident injury. Sudden back-and-forth motion damages neck muscles, ligaments, and discs. Symptoms may take 24-72 hours to appear.
Learn about treatmentNeck Pain & Stiffness
Often immediate or delayed after impact. Can indicate sprains, strains, herniated discs, or facet joint injury requiring prompt evaluation.
Learn about treatmentLower Back Pain
Seat belts and impact forces compress and torque the lumbar spine. We diagnose disc injuries, muscle strains, and spinal misalignment.
Learn about treatmentHeadaches & Migraines
Post-traumatic headaches often stem from neck injury, TMJ dysfunction, or concussion. We address root causes, not just mask symptoms.
Learn about treatmentShoulder & Arm Pain
Steering wheel impact, seat belt compression, and bracing can cause rotator cuff strains, AC joint separation, and radiating nerve pain.
Sciatica & Leg Pain
Herniated discs from impact can compress the sciatic nerve, causing shooting pain, numbness, or weakness down one or both legs.
Learn about treatmentConcussion & Dizziness
Even without hitting your head, the whiplash motion can cause mild traumatic brain injury. We screen for symptoms and coordinate care.
TMJ / Jaw Pain
Impact forces and clenching during a collision can injure the temporomandibular joint, causing jaw pain, clicking, and difficulty chewing.
Soft Tissue Damage
Muscles, ligaments, and tendons stretched or torn during impact. These injuries don't show on X-rays but cause chronic pain if untreated.
Cannot Drive After Your Accident? We Will Come to You.
We know that after a car accident, getting to a doctor's office can feel impossible. Your car may be damaged. You may be in pain. You may not have transportation. That is why we offer case-by-case transportation assistance and even house calls for patients who need them.
If your vehicle is inoperable or your injuries make driving unsafe, call us. We will work with you to arrange pickup, coordinate rides, or in select cases, bring treatment directly to your home in the Englewood, Rotonda, and North Port areas.
Transportation
Available case-by-case
Home Visits
When mobility is limited
7 Days/Week
Flexible scheduling
We Handle All Insurance for You
You should focus on healing — not paperwork. Our office handles insurance billing, documentation, and attorney correspondence so you do not have to worry about a thing.
Florida PIP Insurance
- We bill your PIP insurance directly — $0 out of pocket for you
- Complete documentation within the 14-day window
- Detailed injury reports for your insurance and attorney
- Coordination with auto insurance adjusters
- Letters of protection (LOP) accepted when applicable
Accepted Insurance Plans
- All Florida auto PIP policies
- Medicare
- Most major health insurance plans
- Third-party liability claims
- Workers compensation (work-related vehicle accidents)
- Personal injury attorney referrals and lien cases
Attorney Liaison & Legal Documentation
If your accident involves a third-party claim or you have retained an attorney, we provide complete medical records, detailed treatment notes, impairment ratings, and narrative reports to support your case. Our documentation is thorough, timely, and designed to withstand legal scrutiny.
We work directly with your attorney's office — just provide their contact info.
Common Accident-Related Pain Conditions
Detailed guides on how we treat specific injuries from auto accidents with non-surgical, natural approaches.
How to Relieve Whiplash Pain
Comprehensive guide to whiplash treatment after a car accident.
Lower Back Pain Treatment
Non-surgical treatment options for post-accident lower back pain.
Chronic Neck Pain Care
Chiropractic treatment for neck pain and stiffness after a crash.
Headaches & Migraines
Post-traumatic headache and migraine relief without medication.
Sciatica Pain Relief
Treatment for radiating leg pain from herniated discs after impact.
Spinal Stenosis
Non-surgical approaches for narrowing of the spinal canal.
Bulging & Herniated Discs
Natural treatments for disc herniation caused by collision forces.
Sports Injury Rehabilitation
Rehabilitation and chiropractic care for athletic injuries.
Carpal Tunnel Syndrome
Non-invasive treatments for wrist and nerve compression.
Why Accident Victims Choose Dr. Plummer
33+ Years Experience
Decades of specialized auto accident injury diagnosis, treatment, and documentation for insurance and legal cases.
Same-Day Appointments
Auto accidents are urgent. We see new patients the same day they call — often within hours, 7 days a week.
Limited to 10 Patients/Day
Our concierge model means you get dedicated time and personalized attention. No rushed 5-minute visits.
Complete Documentation
Meticulous records for PIP, insurance, and attorneys. We know what documentation carriers and courts require.
Full-Spectrum Care
Chiropractic, physical therapy, massage, and medical collaboration — all under one coordinated plan.
Transportation Available
We pick you up or come to your home when you cannot drive. That is true concierge-level accident care.
Every Day You Delay, Your Case Gets Weaker
Insurance companies use delays against you. The longer you wait to be evaluated, the harder it is to prove your injuries were caused by the accident. Protect your health, your benefits, and your claim — call now for a same-day evaluation.
2650 S McCall Rd, Suite D, Englewood, FL 34224 | Open 7 Days a Week, 7 AM – 9 PM